Many of us sometimes need a loan, but which one to choose? We have a plethora of bank and non-bank loans to choose from, and new and new offers are constantly rolling out of all media.
Non-bank cash loans to the house
If you’re not the right type for a loan from a bank, you can use the loans you bring home through sales representatives. Non-bank cash loans to the home are very popular with customers, especially for easy access. Although you have to submit a full line of documents to get them, you do not pay any fees in advance. You can choose to pay out a loan in cash or by bank transfer. The transfer takes up to several days, so it’s not the best option if you’re in a hurry.
Do house bank loans have any advantages?
Yes and a few. Above all, the cash will be brought to you by your sales representative at the weekend and on the holiday. The contract is simple and clear. He lends to everyone at least a minimum income. You can borrow up to CZK 80,000. The repayments are weekly, but the representatives can agree on a monthly interval to subscribe to the loan. Individual repayment can also be arranged if you have not been paid or you have become ill. However, it is not advisable to address these situations. You are then penalized for default and payment for any reminder you receive.
Getting this loan is easy
To get a loan you need to document your income, usually not looking into the registers, do not mind the execution. Some companies will provide you with a 100% loan, but some will require the first installment immediately. To obtain a loan, just send a completed online form or call the customer service. Then a sales representative will contact you to check your documents, make a contract and pay you money. The loan is intended for persons over 18 years of age, with any income, so even for unemployed people who receive social benefits, mothers on maternity leave and even entrepreneurs do not come. The amount of installments depends on the amount of the loan. Payments range from CZK 113 per week for a loan of CZK 4000. The APR ranges from 76%.
You can also compare individual non-bank lending loans to your home with online comparisons. Enter the individual loan parameters as its amount and maturity, your personal information, and then review the offer. Choose yourself which has the best conditions. We value each other differently. You may find it easier to borrow the one you get quickly, the one that has low repayments or the total APR. For online comparisons, you can also apply for a loan or search for other loan offers. There are only verified providers, so you can’t run into a cheater that would only take you out of money.